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South Carolina Commercial Car Insurance

Insurance is claimed to guard against some hostile or unexpected situations. All of us are conversant in life insurance coverage policy. However, on the similar time what in case your Commercial vehicle will get damaged in an accident or will get stolen? You business would come to a standstill. Commercial Auto insurance coverage is said to cover against these damages prompted to your automobile. There are various insurance coverage firms that would offer you good South Carolina auto insurance coverage policies.



Car insurance coverage is compulsory in South Carolina irrespective of the fact whether they’re used for Business oriented or personal use. South Carolina Commercial Auto insurance provides cover against the loss or a injury that is caused to the vehicle on account of natural disasters or some manmade disasters ( e.g.: riot).


Premium Amount


When you decide on taking South Carolina Commercial Auto insurance coverage, then subsequent question that might cross our thoughts is what could be premium amount that must be paid. The quantity of premium to be paid is dependent upon various factors reminiscent of; worth of the vehicle, model of the vehicle etc. The premiums are usually paid yearly and if required could be changed in step with the guidelines governing the insurance policy.


Types of South Carolina Car Insurance coverage


Non-public Automobile Insurance: insurance coverage must be performed for new as well as present cars which can be used for our personal purpose. The prices are calculated based mostly on the worth, depreciation price etc.


Two-wheeler Insurance coverage: Offers unintentional cover for the drivers as well as the vehicle. The premium calculation process is same as for the non-public automobile insurance coverage


South Carolina Commercial vehicle insurance coverage: These are the vehicles which are used for Commercial purposes or vehicles used by a small business. They provide cover for drivers as well as the car against accidents. South Carolina Commercial automobiles include Travel agency cars, Truck that carry goods etc.


South Carolina commercial automobile insurance does not cover the following:



  • Devaluation costs associated with the car
  • Mechanical breakages and breakdowns
  • If the automobile is used outdoors the geographical area
  • Accidents resulting from drunken driving

Documents to be submitted

The following are the record of documents that needs to be submitted at the time of claiming South Carolina commercial car insurance for accidents, theft and third party claims.

  • Original coverage documents together with the latest premium paid receipts
  • Copy of RC book and license
  • Declare kinds duly signed
  • FIR copy (for accidents)>/li>

An officer would verify the paperwork after which process the claim.


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